Scenario Capabilities
This guide helps you pick the right solution mix for your business scenario and start integrating Paydify.
Common use cases
The table below lists typical needs and recommended capabilities by business type. Review the full capability list and combine products as needed.
| Service | Business type | Typical customer need | Products / services |
|---|---|---|---|
| Payin | E-commerce DTC storefront | E-commerce platform: collect USDT → settle USDT The platform collects USDT for multiple sub-merchants; Paydify auto-settles USDT to each merchant's settlement account | One-time payment |
| Virtual goods Gaming · top-ups | Gaming app: collect USDT → settle USDT Users buy in-game items or top-ups with USDT; Paydify auto-settles USDT to the merchant on schedule | ||
| Live streaming Coin top-ups | Live-streaming platform: collect USDT → settle USDT Users buy coins with USDT and tip streamers; the platform withdraws USDT profit to its settlement account | ||
| Digital content Paid content · membership · cloud | Education platform: collect USDT → settle fiat Users subscribe as members; recurring fees are auto-charged and settled as fiat to the merchant's matching fiat account | Recurring subscription | |
| Payment service provider (PSP) | Provide a professional Web3 payment backbone for institutional customers to build their own payment brand | Professional service | |
| Payout | Batch payout Streamers · suppliers | Live-streaming platform: Deposit USDT → withdraw fiat on instruction Receive tips and institutional deposits, then batch-pay USDT to KOLs; remaining balance can be taken as fiat profit | Deposit Batch payout |
| Supplier payout | Supplier payout: Deposit USDT → withdraw fiat on instruction Receive USDT receivables from upstream customers, batch-pay suppliers as cost; remaining balance as fiat profit | ||
| Payroll | Payroll platform: Deposit USDT → withdraw USDT on instruction Receive USDT receivables from upstream customers, then batch-pay USDT to employee wallet addresses | ||
| OTC settlement | Fiat settlement A dedicated deposit address is issued per customer; after deposit, settle to the matching OTC fiat account | Fiat settlement |
Note: fiat settlement is performed by licensed partner institutions.
Payin integration comparison
Paydify offers multiple integration options: Checkout Page (CKP), Deeplink, and QRCode. Pick based on your product and engineering constraints.
| Option | Scenario | UX | Effort | Platforms |
|---|---|---|---|---|
| Checkout Page (CKP) | Redirect buyers to Paydify hosted checkout; they pick a wallet and complete payment.
 | Good | Low | Mobile WAP, App |
| Deeplink | Customize payment methods on your order page; jump to the wallet via Deeplink from createPayment.
 | Best | Low | Mobile WAP, App |
| QRCode | For PC: render qrCode as QR on your page; users scan with phone wallet to pay.
 | Good | Low | Web (PC) |